Protect Your Possessions With StorSmart
Protect Your Goods in Storage
Unforeseen and unexpected losses can happen as the result of natural disasters, weather, and other events beyond anyone's control. Protecting your stored goods from such losses is your responsibility. While precautions are taken to provide you with a safe and secure storage environment, Storage Express is not responsible for losses that may occur. For that reason, we offer Safestor- an inexpensive, optional insurance plan to safeguard your stored goods.
For those customers who have homeowner's or renter's coverage, these policies often restrict the amount of coverage or impose additional exclusions for goods stored away from the insured's residence. Often, customers who store their goods are moving and between homes. As a result, they may not have homeowner's, renter's, or any other insurance policy in effect to insure their stored goods. StorSmart was especially designed to provide self-storage customers with low-cost insurance for their goods while in storage. StorSmart is available in $1,000, $5,000, $10,000, or $15,000 coverage limits, with a $100 deductible for each covered loss.
What Does StorSmart Cover?
StorSmart covers you in case of loss or damage to your goods from all major perils listed below...
Burglary coverage applies only when there are visible signs of forced entry and a filed police report, and is limited to the burglary percentage selected. You can choose 50% burglary coverage adn be paid for losses up to 50% of the amount of your coverage limit, OR you can choose 100% burglary coverage adn be paid for losses up to 100% of your coverage limit. All other covered causes of loss are covered up to 100% of your coverage limit.
Exclusions: StorSmart does not provide coverage for jewelry, furs, watches, money, securities, documents, or motorized vehicles, nor is there coverage for any loss resulting from war, flood, vermin or climate conditions like rust or mildew. See the Certificate of Insurance for a full explanation of the coverages.